Transitioning your family from one home to another is a big decision and often an emotional one motivated by a major lifestyle change. Our goal is to guide you through the process of buying and selling real estate, providing you with the quality expert advice you need to make the best decision for your family and your future.
A Smart Start……
1.) Research your mortgage options. Find out the difference between the various types of mortgages so you’ll know which one is best for you.
2.) Know your credit score. As soon as you decide to start looking for a home, check your credit report and credit score with any of the three major credit reporting agencies: Experian, TransUnion and Equifax. If you find any mistakes that need to be corrected, addressing these issues early will put you in a better position when it’s time to buy a house.
3.) Find a responsible lender. When you choose a lender, pick someone you feel good about working with. They should listen to you and put your needs first, and they should be able to explain your home loan options in plain terms. It’s a good idea to interview potential lenders to find the one that is best for you.
4.) Get prequalified for a mortgage before you start shopping. Knowing what you can comfortably afford will let you keep your search focused on the homes that are right for you.